Credit & Finance

We’ve all heard that it is money that makes the world spin, but have you ever stopped to think who it is that helps this money go round? The last two decades have seen a big change in attitudes to borrowing money and this has opened up a new area of growth in financial services.

People use credit for different purposes. Some use it to purchase items that they otherwise would have to wait years for. Others use credit, such as secured loans, to consolidate other credit arrangements into easier, more affordable monthly repayments.

At the top end of the credit scale are mortgages to purchase homes, but more and more people now borrow for leisure and pleasure: some new furniture, a flashy car or a sun-drenched fortnight in Barbados.

The credit and finance sector of the industry specialises in lending people money to improve their circumstances. Whether the loan is for a little luxury, or to consolidate other credit that has become hard to manage, customer focus and an attentive and responsible attitude are essential. This focus on the needs and circumstances of each individual customer reflects across the whole range of jobs available in this sector. At each stage of the loan process, it is vital to tailor the offering to suit the customer’s specific requirements, giving a wholly personal service.

Customer service and attention to detail are valued in every industry, but few more so than this one.

They’re in the money ...business

Julian Richards, Loan Consultant, Picture Financial

Read 'Julian Richards' case study